Microsoft Copilot

Chatbots & Conversational AI active ★ 4.3 freemium · $9.99/month (Microsoft 365 Personal) Free tier available Verified Oct 2026

Microsoft's AI assistant, free as a standalone app and built into Windows, Edge, and the Microsoft 365 apps (Word, Excel, PowerPoint, Outlook, Teams). Paid Microsoft 365 plans raise usage limits and bring Copilot into the Office apps and your work files.

Try Microsoft Copilot →

Use Cases

Drafting and rewriting documents inside Word and Outlook
Analyzing spreadsheets and building formulas in Excel
Turning documents into PowerPoint decks
Summarizing Teams meetings and email threads at work
General chat, image creation, and voice help on PC and phone

Pros

Free tier with no Microsoft 365 subscription required
Works directly inside the Office apps most companies already use
Business plans ground answers in your organization's email, files, and chats
Same assistant across Windows, Edge, mobile, and Microsoft 365

Cons

Best features are tied to Microsoft 365 subscriptions, and plan tiers are confusing
Business add-on requires an existing Microsoft 365 business license and an annual commitment
Agentic features (browsing, research agents) are limited to higher tiers and some regions
Less useful outside the Microsoft ecosystem

Pricing

Plan	Price
Copilot (free)	Free
Microsoft 365 Personal	$9.99/monthly
Microsoft 365 Family	$12.99/monthly
Microsoft 365 Premium	$19.99/monthly
Microsoft 365 Pro	$99.99/monthly
Microsoft 365 Copilot Business (per user, annual commitment)	$21/monthly

Comparisons

Microsoft Copilot vs ChatGPTChatGPT is the stronger general-purpose assistant with a larger app and integration ecosystem. Copilot wins when the work lives in Word, Excel, Outlook, and Teams, because it can act inside those apps and on company data.Microsoft Copilot vs GeminiThe same split along ecosystem lines: Gemini is built into Google Workspace, Copilot into Microsoft 365. Pick the one that matches where your documents and email already live.